Banking API & SFTP Integration — Secure. Real-Time. Scalable.
Banking API and SFTP integration services enable secure communication between financial institutions, enterprise systems and third-party applications for seamless data exchange, transaction processing and reporting. Banking APIs provide real-time connectivity for payments, account information and transaction services.
Modernize Banking Connectivity Across Your Enterprise
SFTP (Secure File Transfer Protocol) ensures encrypted batch data exchange for financial files — statements, reconciliation reports and settlements — while Banking APIs enable real-time, event-driven financial operations.
Together, these integration methods help organizations modernize banking operations, improve data accuracy, reduce manual processing and ensure regulatory compliance across financial ecosystems.
At SAVIC, we build secure, SAP-native banking integrations using SAP Integration Suite (CPI) — connecting your SAP S/4HANA finance modules with banks, payment gateways and financial networks with zero manual intervention.
Build Your Banking IntegrationEnd-to-End Banking Integration Services
From strategy and consulting to implementation and managed services — SAVIC delivers complete banking API and SFTP integration capabilities for enterprise and financial institutions.
Banking API Strategy & Consulting
- Banking integration landscape assessment and gap analysis
- API-first integration strategy and architecture design
- Bank partner connectivity evaluation and selection
- Regulatory compliance mapping and security framework planning
API Development & Integration
- REST and SOAP banking API development and testing
- SAP S/4HANA FI/TR module integration with bank APIs
- Account information services and balance retrieval automation
- Payment initiation, confirmation and status tracking APIs
SFTP Integration Implementation
- SFTP and FTPS channel setup and security configuration
- Automated file pick-up, transformation and delivery workflows
- Bank statement (MT940/CAMT) processing and posting to SAP
- Settlement file exchange and reconciliation automation
Core Banking Integration
- Core banking system API connectivity and data mapping
- SWIFT, SEPA and local payment network integration
- Treasury management system and cash pooling integration
- Multi-currency and multi-entity banking connectivity
Payment Gateway Integration
- Payment gateway API integration for online and B2B transactions
- Refund, chargeback and dispute management automation
- PCI-DSS compliant payment data handling
- Real-time payment status webhooks and notification automation
Managed Banking Services
- 24×7 transaction monitoring and failure alerting
- SLA-based error resolution and root cause analysis
- Reconciliation exception management and reporting
- Regulatory update management and compliance patching
What Our Banking Integration Platform Delivers
A comprehensive suite of banking integration capabilities — from secure API connectivity and SFTP automation to data transformation and compliance monitoring.
REST & SOAP Banking APIs
Secure, standardized communication with banking systems using modern REST and legacy SOAP protocols
SFTP & FTPS Protocol
Encrypted, reliable file transfer for high-volume financial operations with automated scheduling and retry logic
API Security Frameworks
OAuth2, JWT, API keys, mTLS and encryption standards ensuring enterprise-grade access control
Batch & Real-Time Processing
Support both instant API-driven transactions and scheduled file-based batch processing simultaneously
Data Transformation & Mapping
Convert financial data formats — MT940, CAMT, ISO 20022, CSV, XML — across banking and SAP systems
Monitoring & Audit Logging
Complete API usage tracking, file transfer logs and transaction histories for regulatory compliance and audit
Your Banking Integration Partner
SAVIC combines deep SAP finance expertise with specialized banking integration capabilities to deliver solutions that are secure, compliant and built for high-volume, mission-critical financial operations.
As an SAP Platinum Partner, SAVIC integrates banking APIs and SFTP workflows natively within SAP Integration Suite — connecting your SAP S/4HANA treasury, AP and AR modules with banks and payment networks without disruption.
- Deep SAP Integration Suite, SAP CPI and SAP FI/TR banking integration expertise
- Security-first approach — OAuth2, mTLS, encryption and full compliance frameworks built in
- Support for MT940, CAMT, ISO 20022, SWIFT, SEPA and local payment standards
- Real-time and batch processing — API-driven and SFTP-based integration in one landscape
- Automated bank statement processing, reconciliation and payment posting to SAP
- Proven delivery across India, UAE, USA, Malaysia and Singapore
Build Secure, Scalable Banking Integrations with SAVIC
Partner with SAVIC to design and implement secure Banking API and SFTP integration solutions — connecting your enterprise to banks, payment networks and financial systems with real-time reliability and full regulatory compliance.